Welcome to this 2-bedroom, 3-bath home in Monticello, set outside of a formal subdivision with no mandatory HOA. With 2,436 square feet of finished living space, this floor plan offers generous gathering spaces as well as comfortable private retreats. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Outside, the property offers approximately 10.22 acres, giving ample room to relax, play, or plan future outdoor projects. With parking available, the home provides flexible options for families and visitors. Located in Monticello but outside a traditional subdivision, this home combines neighborhood convenience with a non HOA setting. After roughly 26 days on the market, this home remains a strong option in the area. At $589,900, this home is well positioned for buyers seeking value in Monticello.