Located on 128 Branch Street in Toccoa, this 2-BR, 2-BA home is not part of a subdivision and comes without mandatory HOA fees. An open and comfortable floor plan makes it easy to relax, work, and entertain. The kitchen functions as the heart of the home with ample counter space, storage, and a natural connection to the main living areas. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Outside, the property offers approximately 0.24 acres, giving ample room to relax, play, or plan future outdoor projects. Practical parking available for multiple vehicles makes everyday living easier for households with multiple vehicles. Set outside of a formal subdivision, this address in Toccoa offers a more independent feel with no mandatory HOA. After roughly 195 days on the market, this home remains a strong option in the area. At $160,000, this home is well positioned for buyers seeking value in Toccoa.