Located on 128 Branch Street in Toccoa, this 2-BR, 2-BA home is not part of a subdivision and comes without mandatory HOA fees. Inside, the layout is designed for modern daily living with generous gathering spaces and private retreats. The kitchen functions as the heart of the home with ample counter space, storage, and a natural connection to the main living areas. The main living areas are filled with natural light and provide an easy flow for hosting friends or enjoying quiet evenings at home. Step outside to approximately 0.24 acres, creating a comfortable setting for outdoor living and weekend gatherings. With parking available for multiple vehicles, the home provides flexible options for families and visitors. Located in Toccoa but outside a traditional subdivision, this home combines neighborhood convenience with a non HOA setting. After roughly 241 days on the market, this home remains a strong option in the area. At $158,000, this home is well positioned for buyers seeking value in Toccoa.